Advantage® Term

Product Details

Overview:

• Three Non-Tobacco and two Tobacco classifications
• Innovative rate class structure for broader market reach
• 10, 15, 20, and 30-year level premium guarantee periods

Issue Ages:ADDvantage 10: 66-75
ADDvantage 1556-70
ADDvantage 20: 46-65
ADDvantage 30: 21-50
Minimum Face Amount:$100,000
Policy Fee:$65 (non-commissionable)
Rate Bands:

• Band 1:  $100,000.00 – $249,999.99
• Band 2:  $250,000.00 – $499,999.99
• Band 3:  $500,000.00 – $999,999
• Band 4:  $1,000,000 +*
 
*Maximum subject to availability from reinsurers.

Rate Guarantee Period:• ADDvantage 10:  10 years
• ADDvantage 15:  15 years
• ADDvantage 20:  20 years
• ADDvantage 30:  30 years
Renewability:Plans renewable to age 98
Underwriting Classes:• Super Preferred Non-Tobacco
• Preferred Non-Tobacco
• Standard Non-Tobacco
• Preferred Tobacco
• Standard Tobacco
Waiver of Surrender Charge Option:N/A
Riders Available:

• Accelerated Benefit Endorsement
• Additional Insurance Option
• Children’s Term Insurance Rider
• Monthly Income Endorsement Rider
• Waiver of Premium Rider

  
Applications & Forms:

iPipeline Download (applications/forms/etc)

Guides:

 Consumer Brochure

 ADDvantageMarketing Guide

One Life America is founded on the core principles of honesty, integrity and real family values.

Contact Info

One Life America
1600 NE Coronado Dr
Blue Springs, MO 64014

Local: 601-693-8357
Toll Free: 800-748-0026

sales@onelifeamerica.com
Use our online Quick Contact »