Guarantee Builder IUL®

Product Details

Target Market:• Supplemental Retirement Income
• Family protection
• Annuity maximization
• Legacy building
Issue Ages:15 days – 85 years (age nearest)
Maturity Age:120
Minimum Face Amount:$25,000
Death Benefit Options:Level/Increasing
No Lapse Guarantee:• Issue ages 15 days to 54 years: 15 years or attained age 65
• Issue ages 55+: 10 years
• Guarantees up to age 120 with the Premium Guarantee Rider
Target Premium:Two year rolling target available at policy issue when 80% of commissionable target premium is paid in the first policy year. The rolling target will not be applied to commissions for specified increases at later durations.
Guar. Interest Rate:Minimum guaranteed Fixed Account rate is 3%
Underwriting Classes:• Super Preferred NT – ages 18-80
• Preferred NT – ages 18-80
• Standard NT – ages 15 days -80 years
• Preferred TB – ages 18-80
• Standard TB – ages 18-80
Waiver of Surrender Charge Option:N/A
Riders Available:• Accelerated Benefit Endorsement
• Accidental Death Benefit Rider
• Children’s Term Insurance Rider
• Chronic Illness Accelerated Benefit Rider
• Premium Guarantee Rider
• Waiver of Monthly Deductions Rider
• Waiver of Surrender Charge Endorsement
Loans/Partial Surrenders:• Variable interest rate loans beginning in the 6th policy year
• Standard loans beginning in policy year one
• Partial surrenders available in the first policy year
Surrender Charge Period:15 years 0-80
10 years 81+
  
Applications & Forms:

iPipeline Download (applications/forms/etc)

 
Guides:

 At A Glance (UL)

 Consumer Brochure

 IUL Portfolio

One Life America is founded on the core principles of honesty, integrity and real family values.

Contact Info

One Life America
1600 NE Coronado Dr
Blue Springs, MO 64014

Local: 601-693-8357
Toll Free: 800-748-0026

sales@onelifeamerica.com
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