SI Whole Life & GDB Whole Life

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SI Whole Life & GDB Whole Life

RNA whole life insurance is permanent insurance that offers peace of mind that loved ones are protected. It offers simple, pre-determined premiums, cash value, and death benefits, no matter what happens to the economy or interest rates.

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RNA Whole Life Insurance features:

• Excellent product for final expense planning
• Affordable
• Simple yes/no application
• Buyers may qualify for Graded Death Benefit even if they
are not eligible for Simplified Issue Whole Life

– It provides coverage for your entire life at fixed, cost-effective payments as long as premiums are paid

– It will accumulate guaranteed cash value that is available in the form of a loan1

– Death benefits are guaranteed as long as premiums are paid

– If the certificate is surrendered, any cash value that has been accumulated will be paid to the owner

Product Details

Level Benefit Plan:

Death Benefit (provisions may vary by state)

SIWL:
– Full face death benefit – face amount plus any premiums paid after the date of death; if certificate is in grace period, past due premiums through the month of death will be deducted from the face amount before payment is made; any outstanding liens (with accrued interest) and loans (with accrued interest) will also be deducted

GDB:
– Graded death benefit – death benefit limited for first two years unless death is accidental
– 30% of face amount in first year
– 70% of face amount in second year
– Death benefit is 100% if death is accidental – accidental death provision not approved in Arkansas
– If certificate is in grace period, past due premiums through the month of death will be deducted; any outstanding liens (with accrued interest) and loans (with accrued interest) will also be deducted

Issue Ages:50–85 (age last birthday)
Issue Amounts:$5,000–$25,000 Simplified Issue Whole Life (SIWL)
$5,000–$10,000 Graded Death Benefit Whole Life (GDB)
Policy Fee:$30 (commissionable)
Underwriting Classes:Male/Female (premiums quoted for Montana SIWL applications must use male rates for both male and female applicants)
– Tobacco/Non-Tobacco
– No Substandard
– No Preferred
Applications & Forms: iPipeline Download (applications/forms/etc)
Illustration Software: Life Portraits Illustration Software Download     (installation instructions)
 LifePortraits online illustration system
 RNA Quick Quote Calculator (for Mobile Phones and Tablets)
Guides:  Product & Underwriting Guide
Sales Support:Help Desk: (800) 770-4561 Option 5

One Life America is founded on the core principles of honesty, integrity and real family values.

Contact Info

One Life America
1600 NE Coronado Dr
Blue Springs, MO 64014

Local: 601-693-8357
Toll Free: 800-748-0026

sales@onelifeamerica.com
Use our online Quick Contact »