Your Term

Product Information

Term Periods:10, 15, 20, 25, 30 years
Issue Ages:

10 year: 18-80
15 year: 18-70
20 year: 18-60
25 year: 18-55
30 year: 18-50

Issue Amounts:$50,000 to $400,000
Policy Fee:$70, commissionable except on medically underwritten certificates
Underwriting Classes:

Non-Medical
Standard Non-Tobacco
Standard Tobacco

Medical
Preferred Plus Non-Tobacco
Preferred Non-Tobacco
Standard Plus Non-Tobacco
Standard Non-Tobacco
Tobacco Plus
Standard Tobacco

Convertibility:Prior to the earlier of:
• The end of the initial term period less five (5) years, and
• The certificate anniversary on which the insured is age 65
Premiums:Level and guaranteed for the initial term period of 10, 15, 20, 25 or 30 years.
Included Riders:
(no additional premium)

Family Health Benefit Rider
Common Carrier Accidental Death Rider
Accelerated Death Benefit Rider

Payment Modes:Annual, semi-annual,quarterly, monthly automatic bank withdrawal (PAC)
Optional Riders: 

Accidenal Death Rider
Waiver of Premium Rider
Disability Income RIders
Childern’s Term Rider 

Applications & Forms:

iPipeline Download (applications/forms/etc)

Illustration Software:

 Foresters Console (Advantage Plus, Smart UL and Term)

Guides:

 Product Guide

 Product Reference Sheet

 Underwriting Guide

 Non-Medical Underwriting Guide

One Life America is founded on the core principles of honesty, integrity and real family values.

Contact Info

One Life America
1600 NE Coronado Dr
Blue Springs, MO 64014

Local: 601-693-8357
Toll Free: 800-748-0026

sales@onelifeamerica.com
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